By Brian O’Connell The end of the calendar year is a great time to lock in tax deductions. 2022 has been a bumpy ride for Americans, with a roiling economy, angst over viruses, surging numbers of layoffs, a lackluster stock market,, and a general downward tilt in consumer confidence. Weary U.S. adults may not be in the mood for it, but the end of the year represents a good time to get some of that mojo back in the form of cash-saving tax deductions. 2022 has also been a year of change for the Internal Revenue Service, with new rules and allowances in place ushered in by Congress and by the IRS…